Finances made easy
for agencies and creators
Finances made easy for agencies and creators
Powerful platform that lets you earn,
track and move your money efficiently.
All-in-One Banking Solution
All-in-One Finances
Seamless global payments. Instant creator splits. Effortless payroll.
Seamless global payments.
Instant creator splits. Effortless payroll.
Multi-currency accounts
Manage multiple currencies from a single account — without unnecessary conversions or complexity.
Hold, receive, and move funds across markets while keeping full visibility and control in real time.
Effortless global payments
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.
Virtual and Physical cards
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.
Multi-currency accounts
Manage multiple currencies from a single account — without unnecessary conversions or complexity.
Hold, receive, and move funds across markets while keeping full visibility and control in real time.
Effortless global payments
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.
Virtual and Physical cards
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.
One account. Full control over every currency and payout
Manage all your currencies from a single account with unlimited sub-balances,
and automatically split incoming payments the moment they arrive.
Manage all your currencies from a single account with unlimited sub-balances, and automatically split incoming payments the moment they arrive.
All your currencies, in one account
Handle multiple currencies with accounts designed to fit how your business operates, giving you the flexibility to manage balances and make payments across multiple currencies while maintaining full control over your cash flows.
Manage multiple currencies from a single account. Hold, receive and organise funds with unlimited sub-balances, giving you full visibility and control without juggling multiple accounts.
Automatic revenue splitting
Automatically split incoming payments the moment they arrive. Set rules once and let funds distribute themselves based on your agreements, removing manual work, saving time and ensuring every payout is accurate.
Cards built for modern business spending
Issue virtual, physical and metal cards in minutes and manage spending from one place. Set limits, control access and track every purchase in real time, giving you complete control over how your business spends.
Cards built for modern business spending
Issue virtual, physical and metal cards in minutes and manage spending from one place. Set limits, control access and track every purchase in real time, giving you complete control over how your business spends.
Payroll built for global teams
Payroll built
for global teams
Pay teams across countries and currencies in one go. Upload your payroll, review it in seconds and send
thousands of payments with a single click, ensuring everyone gets paid accurately and on time.
Pay teams across countries and currencies in one go. Upload your payroll, review it in seconds and send thousands of payments with a single click, ensuring everyone gets paid accurately and on time.
Automated invoicing that works for you
Create and send invoices in seconds and let payments flow automatically. Track invoice status in real time, reduce follow-ups and get paid faster without manual effort.
Global money movement
Send and receive payments across borders with ease. Move money globally, track transfers in real time and stay in control of every transaction
from one place.
Role-based access, simplified
Control who can do what — without complexity
Manager
Role
CFO
Main Admin
Role
CEO
User
Role
Accountant
Your money’s safe space
Advanced security comes standard, with real-
time monitoring, 2FA and biometric authentication safeguarding your account around the clock.
Plans designed to fit your business
Choose a plan that fits your workflows today.
Transparent pricing, no hidden costs, and clear upgrade paths.
Personal Account
For individuals
- Core finances features.
- Automated statements and summaries.
What is SUBBAL?
SUBBAL is an all-in-one fintech platform built for modern times, modern agencies and creators. It combines global payments, multi-currency accounts, cards, sub-balances, payroll, automated invoicing, and revenue splitting all in one place.
Who is SUBBAL built for?
SUBBAL is designed for agencies managing creators, creators working with agencies, online businesses selling worldwide, and teams that need structured accounts, cards, and global payments. SUBBAL also supports automated payment splitting to SubLync personal accounts.
How do automated revenue splits work?
All payments first arrive into the segregated creator parent account that you create
once signed up.
Once funds are received into your account, the system instantly applies the agreed
split percentage between the creator and the agency, as confirmed by mandate from
both creators and agencies. This means immediately:
-The creator receives their share directly into their SubLync account.
-The agency receives their share directly into their Subbal account.
There are:
- No manual calculations
- No internal transfers
- No payment delays
- No reconciliation errors
This ensures transparency, protection, and certainty for everyone involved.
Can I manage multiple currencies from one account?
Yes. You receive one multi-currency account that allows you to hold, receive, send, and manage funds across multiple currencies, with unlimited sub-balances to organise your finances clearly and efficiently.
Can I issue cards to my team?
Yes. You can instantly create virtual or order physical cards for individuals or shared groups. Set spending limits, control permissions, and track transactions in real time, all from one dashboard.
How does global payroll work?
You create your payroll template once.
Example: Add each team member’s salary, currency, and payment date. Save it to the
platform as your fixed monthly payroll schedule.
Each month, simply review and approve. Payments are sent automatically to all team
members across different countries and currencies, accurately and on time.
You can edit amounts, add or remove team members, or adjust payment dates at any
time.
No re-uploading spreadsheets.
No manual re-entry.
Just structured, repeatable payroll — built for global teams.
Can I customise user access and permissions?
Yes. You can invite unlimited users and define exactly who can view balances, approve or send payments, and manage cards — ensuring the right level of access for every role within your team.
Is SUBBAL secure?
Yes. Security and safeguarding are built into the core of SUBBAL and SubLync.
We’ve partner with leading regulated financial institutions and global banking
providers to power our infrastructure, ensuring funds are held within safeguarded
accounts and protected under strict regulatory frameworks.
Our platform includes:
- Real-time transaction monitoring
- Two-factor authentication (2FA)
- Biometric login
- Role-based access controls
- Encrypted data storage and transmission
- Advanced fraud detection systems
All funds are processed through secure banking rails and trusted global payment
networks, with institutional-grade security standards applied across the platform.
Security isn’t an add-on, it’s foundational to how SUBBAL operates.
How is SUBBAL different from other payout or wallet platforms?
Most payout platforms focus purely on moving money. Wallet apps focus on storing
money.
SUBBAL is built to structure, automate, and control how money flows between
agencies and creators.
Funds are received into segregated parent accounts, automatically split based on
agreed mandates, and distributed in real time. Alongside multi-currency accounts,
cards, payroll, and role-based permissions, this creates a complete operational
platform, not just a payment tool.
SUBBAL also integrates directly with SubLync a dedicated personal account for
creators. SubLync functions similarly to a modern digital banking app, allowing
creators to hold funds, spend via card, and manage their money easily once it has
been split and allocated.
This means agencies get control and automation, while creators receive a seamless
personal financial experience.
SUBBAL isn’t just a wallet or payout processor.
It’s financial infrastructure for the creator economy
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