Privacy Notice
rev. August 2024
FACTS
WHAT DOES SUBBAL DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
Social Security Number
Employment Information
Account Balances
Account and Transaction History
Checking Account Information and Payment History
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Subbal chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Subbal share?
Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations.
Yes
No
For our marketing purposes — to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes — information about your transactions and experiences
Yes
No
For our affiliates to market to you
Yes
Yes
For nonaffiliates to market to you
Yes
We do not Share
To limit our sharing
Visit us online: https://www.subbal.com/privacy-policy/
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Email us at support@Subbal.com
WHO WE ARE
Who is providing this notice?
SUBBAL
WHAT WE DO
How does Subbal protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Subbal collect my personal information?
We collect your personal information, for example, when you
Open an Account
Provide Account Information
Apply for a Loan
Use your debit card
Deposit Money
Pay a Bill
We also collect your personal information from third parties (such as Subbal’s, affiliates and Financial Institutions we partner with).
Why can’t I limit all sharing?
Federal law gives you the right to limit only
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Subbal and its subsidiaries and affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include service providers, data processors, retailers, financial services companies.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include financial service providers and financial institutions.
