
Finances made easy for agencies and creators
A powerful platform that lets you earn, track, and move your money efficiently





Finances made easy for agencies and creators
A powerful platform that lets you earn, track, and move your money efficiently



All-in-One Banking Solution
Seamless global payments. Instant creator splits. Effortless payroll.
Effortless global payments
Virtual and physical cards
Automated revenue splits
Multi-currency accounts
Users and permissions
Automated invoicing
Effortless global payments
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.


Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2026
Payment Due
August 12, 2026
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00
Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day

User
Emma Rubi
emma.rubi@theagencyco.com
Manager
John Douglas
john@theagencyco.com
Admin
Sarah Johnson
sarah@theagencyco.com


EUR Balance
EUR
€98,750.20
+1.5%
from last month

USD Balance
USD
$125,489.50
+2.5%
from last month

Emma Joe
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
EJ
The Agency & Co.
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
AC
Creator Platform
“Payer”
Creator parent account
$4,000.00
Sent




AC
The Agency & Co.
2025-12-22 at 15:20
Fed Now| 02100022 923456789012
$3,750.20
Sent
EJ
Emma Joe
2025-12-22 at 15:55
Fed Now| 02100022 923456789012
$3,750.20
Received
Effortless global payments
Virtual and physical cards
Automated revenue splits
Multi-currency accounts
Users and permissions
Automated invoicing
Effortless global payments
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.


Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2026
Payment Due
August 12, 2026
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00
Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day

User
Emma Rubi
emma.rubi@theagencyco.com
Manager
John Douglas
john@theagencyco.com
Admin
Sarah Johnson
sarah@theagencyco.com


EUR Balance
EUR
€98,750.20
+1.5%
from last month

USD Balance
USD
$125,489.50
+2.5%
from last month

Emma Joe
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
EJ
The Agency & Co.
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
AC
Creator Platform
“Payer”
Creator parent account
$4,000.00
Sent




AC
The Agency & Co.
2025-12-22 at 15:20
Fed Now| 02100022 923456789012
$3,750.20
Sent
EJ
Emma Joe
2025-12-22 at 15:55
Fed Now| 02100022 923456789012
$3,750.20
Received
Effortless global payments
Virtual and physical cards
Automated revenue splits
Multi-currency accounts
Users and permissions
Automated invoicing
Effortless global payments
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.


Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2026
Payment Due
August 12, 2026
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00
Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day

User
Emma Rubi
emma.rubi@theagencyco.com
Manager
John Douglas
john@theagencyco.com
Admin
Sarah Johnson
sarah@theagencyco.com


EUR Balance
EUR
€98,750.20
+1.5%
from last month

USD Balance
USD
$125,489.50
+2.5%
from last month

Emma Joe
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
EJ
The Agency & Co.
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
AC
Creator Platform
“Payer”
Creator parent account
$4,000.00
Sent




AC
The Agency & Co.
2025-12-22 at 15:20
Fed Now| 02100022 923456789012
$3,750.20
Sent
EJ
Emma Joe
2025-12-22 at 15:55
Fed Now| 02100022 923456789012
$3,750.20
Received
Effortless global payments
Virtual and physical cards
Automated revenue splits
Multi-currency accounts
Users and permissions
Automated invoicing
Effortless global payments
Send and receive international payments quickly and seamlessly. No hidden fees, no delays — just simple, reliable global transfers for teams, partners, and creators.


Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2026
Payment Due
August 12, 2026
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00
Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day

User
Emma Rubi
emma.rubi@theagencyco.com
Manager
John Douglas
john@theagencyco.com
Admin
Sarah Johnson
sarah@theagencyco.com


EUR Balance
EUR
€98,750.20
+1.5%
from last month

USD Balance
USD
$125,489.50
+2.5%
from last month

Emma Joe
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
EJ
The Agency & Co.
2025-12-23 at 15:55
Fed Now| 02100022 923456789012
$2,000.00
Received
AC
Creator Platform
“Payer”
Creator parent account
$4,000.00
Sent




AC
The Agency & Co.
2025-12-22 at 15:20
Fed Now| 02100022 923456789012
$3,750.20
Sent
EJ
Emma Joe
2025-12-22 at 15:55
Fed Now| 02100022 923456789012
$3,750.20
Received
Coming soon
Coming soon
One account. Full control over every currency and payout
Manage all your currencies from a single account with unlimited sub-balances, and automatically split incoming payments the moment they arrive.


USD Balance

USD
$125,489.50
+2.5%
from last month
EUR Balance

EUR
€98,750.20
+1.5%
from last month
GBP Balance

GBP
£75,300.80
+0.5%
from last month
All your currencies, in one account
Handle multiple currencies with accounts designed to fit how your business operates, giving you the flexibility to manage balances and make payments across multiple currencies while maintaining full control over your cash flows.





USD Balance

USD
$125,489.50
+2.5%
from last month
EUR Balance

EUR
€98,750.20
+1.5%
from last month
GBP Balance

GBP
£75,300.80
+0.5%
from last month
All your currencies, in one account
Handle multiple currencies with accounts designed to fit how your business operates, giving you the flexibility to manage balances and make payments across multiple currencies while maintaining full control over your cash flows.





USD Balance

USD
$125,489.50
+2.5%
from last month
EUR Balance

EUR
€98,750.20
+1.5%
from last month
GBP Balance

GBP
£75,300.80
+0.5%
from last month
All your currencies, in one account
Handle multiple currencies with accounts designed to fit how your business operates, giving you the flexibility to manage balances and make payments across multiple currencies while maintaining full control over your cash flows.





Hanna Melton
Freelancer
A
Arden
Agency
50%
50%

Esmeralda Zane
Freelancer
AC
The Agency & Co.
Agency
40%
60%
DW
Design & Co.
Agency

Juniper Skye
Illustrator
75%
25%
50%
50%



Automatic revenue splitting
Automatically split incoming payments the moment they arrive. Set rules once and let funds distribute themselves based on your agreements, removing manual work, saving time and ensuring every payout is accurate.


Hanna Melton
Freelancer
A
Arden
Agency
50%
50%

Esmeralda Zane
Freelancer
AC
The Agency & Co.
Agency
40%
60%
DW
Design & Co.
Agency

Juniper Skye
Illustrator
75%
25%
50%
50%



Automatic revenue splitting
Automatically split incoming payments the moment they arrive. Set rules once and let funds distribute themselves based on your agreements, removing manual work, saving time and ensuring every payout is accurate.


Hanna Melton
Freelancer
A
Arden
Agency
50%
50%

Esmeralda Zane
Freelancer
AC
The Agency & Co.
Agency
40%
60%
DW
Design & Co.
Agency

Juniper Skye
Illustrator
75%
25%
50%
50%



Automatic revenue splitting
Automatically split incoming payments the moment they arrive. Set rules once and let funds distribute themselves based on your agreements, removing manual work, saving time and ensuring every payout is accurate.
Coming soon
Cards built for modern business spending
Issue virtual, physical and metal cards in minutes and manage spending from one place. Set limits, control access and track every purchase in real time, giving you complete control over how your business spends.
Coming soon
Cards built for modern business spending
Issue virtual, physical and metal cards in minutes and manage spending from one place. Set limits, control access and track every purchase in real time, giving you complete control over how your business spends.
Coming soon
Cards built for modern business spending
Issue virtual, physical and metal cards in minutes and manage spending from one place. Set limits, control access and track every purchase in real time, giving you complete control over how your business spends.
















Coming soon
Payroll built for global teams
Pay teams across countries and currencies in one go. Upload your payroll, review it in seconds and send thousands of payments with a single click, ensuring everyone gets paid accurately and on time.

Coming soon
Payroll built for global teams
Pay teams across countries and currencies in one go. Upload your payroll, review it in seconds and send thousands of payments with a single click, ensuring everyone gets paid accurately and on time.

Coming soon
Payroll built for global teams
Pay teams across countries and currencies in one go. Upload your payroll, review it in seconds and send thousands of payments with a single click, ensuring everyone gets paid accurately and on time.
Global money movement
Send and receive payments globally, reach hundreds of countries and regions. Track transfers in real time and stay in control of every transaction from one place.
Global money movement
Send and receive payments globally, reach hundreds of countries and regions. Track transfers in real time and stay in control of every transaction from one place.


Coming soon
Automated invoicing that works for you
Create and send invoices in seconds and let payments flow immediately. Save manual orders in real time, no late fees—governing your finance flow without manual effort.
Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00

Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day

Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
2,000.00
Total
(
USD
)
2,000.00

Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day
Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00
Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day



Coming soon
Automated invoicing that works for you
Create and send invoices in seconds and let payments flow immediately. Save manual orders in real time, no late fees—governing your finance flow without manual effort.
Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00

Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day

Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
2,000.00
Total
(
USD
)
2,000.00

Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day
Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00
Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day



Coming soon
Automated invoicing that works for you
Create and send invoices in seconds and let payments flow immediately. Save manual orders in real time, no late fees—governing your finance flow without manual effort.
Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00

Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day

Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
2,000.00
Total
(
USD
)
2,000.00

Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day
Invoice
Invoice No.
202501
Billed To:
Client Name
Address / Contact Info
Issued on
August 5, 2025.
Payment Due
August 12, 2025.
Description
Qty.
Amount
Total
Subtotal
4,000.00
Total
(
USD
)
4,000.00
Company Name LLC
Address / Contact Info
email@company.com
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Payment Instructions
Voluptas nisi aut. Est vitae dolore molestias porro praesentium. Tempore recusandae voluptatem necessitatibus corporis inventore neque magnam ut.
ID#1 Label
1234567890-123
ID#2 Label
ABC-0987654321
Additional Notes
Have a great day



Role-based access, simplified
Control who can do what — without complexity

Manager
Role
CFO

Main Admin
Role
CEO

User
Role
Accountant

Manager
Role
CFO

Main Admin
Role
CEO

User
Role
Accountant
Assign roles and control access across your team.
Easily customise permissions so each user can only view and manage what they need
Assign roles and control access across your team. Easily customise permissions so each user can only view and manage what they need

Your money’s safe space
Advanced security comes standard, with real-time monitoring, 2FA and biometric authentication safeguarding your account around the clock.

Your money’s safe space
Advanced security comes standard, with real-time monitoring, 2FA and biometric authentication safeguarding your account around the clock.

Your money’s safe space
Advanced security comes standard, with real-time monitoring, 2FA and biometric authentication safeguarding your account around the clock.

Your money’s safe space
Advanced security comes standard, with real-time monitoring, 2FA and biometric authentication safeguarding your account around the clock.
Plans designed to fit your business
Choose a plan that fits your workflows today.
Transparent pricing, no hidden costs, and clear upgrade paths.
Core finances features.
Automated statements and summaries.
Core finances features.
Automated statements and summaries.
Plans designed to fit your business
Choose a plan that fits your workflows today. Transparent pricing, no hidden costs, and clear upgrade paths.
Core finances features.
Automated statements and summaries.
Core finances features.
Automated statements and summaries.
Plans designed to fit your business
Choose a plan that fits your workflows today.
Transparent pricing, no hidden costs, and clear upgrade paths.
Core finances features.
Automated statements and summaries.
Core finances features.
Automated statements and summaries.
Plans designed to fit your business
Choose a plan that fits your workflows today.
Transparent pricing, no hidden costs, and clear upgrade paths.
Core finances features.
Automated statements and summaries.
Core finances features.
Automated statements and summaries.
FAQs
Everything you need to know about using Subbal
Have a different question?
What is SUBBAL?
Who is SUBBAL built for?
How do automated revenue splits work?
Can I manage multiple currencies from one account?
Can I issue cards to my team?
How does global payroll work?
Can I customise user access and permissions?
Is SUBBAL secure?
How is SUBBAL different from other payout or wallet platforms?
FAQs
Everything you need to know about using Subbal
What is SUBBAL?
Who is SUBBAL built for?
How do automated revenue splits work?
Can I manage multiple currencies from one account?
Can I issue cards to my team?
How does global payroll work?
Can I customise user access and permissions?
Is SUBBAL secure?
How is SUBBAL different from other payout or wallet platforms?
Have a different question?
FAQs
Everything you need to know about using Subbal
What is SUBBAL?
Who is SUBBAL built for?
How do automated revenue splits work?
Can I manage multiple currencies from one account?
Can I issue cards to my team?
How does global payroll work?
Can I customise user access and permissions?
Is SUBBAL secure?
How is SUBBAL different from other payout or wallet platforms?
Have a different question?
FAQs
Everything you need to know about using Subbal
Have a different question?
What is SUBBAL?
Who is SUBBAL built for?
How do automated revenue splits work?
Can I manage multiple currencies from one account?
Can I issue cards to my team?
How does global payroll work?
Can I customise user access and permissions?
Is SUBBAL secure?
How is SUBBAL different from other payout or wallet platforms?

Banking solution that works as fast as you create
Ready to take control of your money?

Banking solution that works as fast as you create
Ready to take control of your money?

Banking solution that works as fast as you create
Ready to take control of your money?

Banking solution that works as fast as you create
Ready to take control of your money?
SUBBAL is not a bank. Deposits held at Cross River Bank, Member FDIC, insured up to $250,000. The SUBBAL Account and SUBBAL VISA® Card are provided by Cross River Bank, Member FDIC. By accepting the terms of the account, you consent to receiving a Visa virtual and/or physical debit card.
SUBBAL is not a bank. Deposits held at Cross River Bank, Member FDIC, insured up to $250,000. The SUBBAL Account and SUBBAL VISA® Card are provided by Cross River Bank, Member FDIC. By accepting the terms of the account, you consent to receiving a Visa virtual and/or physical debit card.
SUBBAL is not a bank. Deposits held at Cross River Bank, Member FDIC, insured up to $250,000. The SUBBAL Account and SUBBAL VISA® Card are provided by Cross River Bank, Member FDIC. By accepting the terms of the account, you consent to receiving a Visa virtual and/or physical debit card.
SUBBAL is not a bank. Deposits held at Cross River Bank, Member FDIC, insured up to $250,000. The SUBBAL Account and SUBBAL VISA® Card are provided by Cross River Bank, Member FDIC. By accepting the terms of the account, you consent to receiving a Visa virtual and/or physical debit card.