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    Your money’s safe space

    Advanced security comes standard, with real-time monitoring, 2FA and biometric authentication safeguarding your account around the clock.

    FAQs

    Everything you need to know
    about using Subbal

    Have a different question?

    What is SUBBAL?

    SUBBAL is an all-in-one fintech platform built for modern times, modern agencies and
 creators. It combines global payments, multi-currency accounts, cards, sub-balances, 
payroll, automated invoicing, and revenue splitting all in one place.

    SUBBAL is designed for agencies managing creators, creators working with agencies,
online businesses selling worldwide, and teams that need structured accounts, cards,
 and global payments. SUBBAL also supports automated payment splitting to SubLync 
personal accounts.

    All payments first arrive into the segregated creator parent account that you create
 once signed up.


    Once funds are received into your account, the system instantly applies the agreed
 split percentage between the creator and the agency, as confirmed by mandate from
 both creators and agencies.

    This means immediately:

    – The creator receives their share directly into their SubLync account.

    – The agency receives their share directly into their Subbal account.


    There are:

    • No manual calculations

    • No internal transfers

    • No payment delays
    • 
No reconciliation errors
     

    This ensures transparency, protection, and certainty for everyone involved.


    Yes. You receive one multi-currency account that allows you to hold, receive, send,
 and manage funds across multiple currencies, with sub-balances to
 organize your finances clearly and efficiently.

    Yes. You can instantly create virtual or order physical cards for individuals or shared 
groups. Set spending limits, control permissions, and track transactions in real time,
 all from one dashboard.

    You create your payroll template once.


    Example: Add each team member’s salary, currency, and payment date. Save it to the
platform as your fixed monthly payroll schedule.


    Each month, simply review and approve. Payments are sent automatically to all team
members across different countries and currencies, accurately and on time.

    You can edit amounts, add or remove team members, or adjust payment dates at any
time.


    No re-uploading spreadsheets. No manual re-entry.
 Just structured, repeatable payroll — built for global teams.

    Yes. You can invite unlimited users and define exactly who can view balances,
 approve or send payments, and manage cards — ensuring the right level of access for
every role within your team.

    Yes. Security and safeguarding are built into the core of SUBBAL and SubLync.


    We have partnered with leading regulated financial institutions and global banking 
providers to power our infrastructure, ensuring funds are held within safeguarded
accounts and protected under strict regulatory frameworks.

    Our platform includes:


    • Real-time transaction monitoring

    • Two-factor authentication (2FA)

    • Biometric login

    • Role-based access controls

    • Encrypted data storage and transmission

    • Advanced fraud detection systems


    All funds are processed through secure banking rails and trusted global payment 
networks, with institutional-grade security standards applied across the platform.


    Security isn’t an add-on, it’s foundational to how SUBBAL operates.

    Most payout platforms focus purely on moving money. Wallet apps focus on storing 
money.


    SUBBAL is built to structure, automate, and control how money flows between
 agencies and creators.


    Funds are received into segregated parent accounts, automatically split based on
agreed mandates, and distributed in real time.

    Alongside multi-currency accounts,
 cards, payroll, and role-based permissions, this creates a complete operational
platform, not just a payment tool.


    SUBBAL also integrates directly with SubLync a dedicated personal account for
creators. SubLync functions similarly to a modern digital banking app, allowing
 creators to hold funds, spend via card, and manage their money easily once it has
been split and allocated.


    This means agencies get control and automation, while creators receive a seamless
personal financial experience.


    SUBBAL isn’t just a wallet or payout processor. It’s financial infrastructure for the creator economy.

    Have a different question?

    Banking solution that works as fast as you create

    Ready to take control of your money?